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Louisiana Foreclosure Law

If you are in foreclosure in the state of Louisiana, we help stop foreclosure in Louisiana. If you would like to keep your home and avoid foreclosure, UCMA offers foreclosure help in Louisiana. For additional information, please click on our Home page, thank you.

Stop Louisiana Foreclosure and Avoid Foreclosure in Louisiana and Foreclosure Help Louisiana Avoid Louisiana Foreclosure - Quick Facts

- Judicial Foreclosure Available: Yes
- Non-Judicial Foreclosure Available: No
- Primary Security Instruments: Mortgage
- Timeline: Typically 60 days
- Right of Redemption: No
- Deficiency Judgments Allowed: Yes

In Louisiana, lenders may foreclose on a mortgage in default by using the judicial foreclosure process.

Judicial Foreclosure

There are two types of judicial foreclosure proceedings in Louisiana, executory and ordinary process.

The executory process takes place when the lender uses a mortgage that includes an "authentic act that imparts a confession of judgment", as provided in the Louisiana statutes. Essentially, this means the borrower signed and acknowledged the obligations of the mortgage in the presence of a notary public and two witnesses. This type of mortgage makes the foreclosure process easier for the lender because once the suit has been filed and the original note and a certified copy of the mortgage has been provided, the court will issue an order for the process to begin.

Once ordered, the borrower must be then be served with a demand for the delinquent payments. The borrower has three (3) days to provide the delinquent payments or the court will order a writ of seizure and sale and the property will be sold after proper notice has been advertised for thirty (30) days.

Lenders may also sue to obtain a deficiency judgment, but buyers have no rights of redemption. How to stop foreclosure in Louisiana.

More information on Louisiana foreclosure laws.

Stop foreclosure and get foreclosure help in Louisiana and cities of Alexandria, Baton Rouge, Bossier City, Chalmette, Gretna, Hammond, Harvey, Houma, Kenner, Lafayette, LakeCharles, Laplace, Marrero, Metairie, Nonroe, Natchitoches, New Iberia, New Orleans, Opelousas, Ruston, Shenandoah, Shreveport, Slidell, Sulphur, Terrytown and in the surroundings cities in Louisiana.


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