Stop Foreclosure and Protect Your Home
Over 25 Years of Proven Success
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"I want to thank you for helping my family stop the foreclosure on our home. You did everything you said you would, like you said you would and we cannot thank you enough!" - B.H. and D.H. - New York
Helping Homeowners with Loan Modifications Since 1997
Stop Foreclosure — Keep Your Home. Get Your Free Foreclosure Prevention Plan Today.
If you’re struggling to keep up with your mortgage payments and in fear of losing your home, United Capital Mortgage Assistance is here to help. Since 1997 we have specialized in foreclosure prevention and loan modification assistance, guiding you step-by step through the complex loss mitigation process so you can keep your home.
UCMA assists you in accurately filling out all required lender documentation, including their Financial Forms, giving you the best chance for your loan modification approval.
Have Questions or Been Denied?
You Don’t Have to Do This Alone. To Receive Your Free Action Plan Call 1-800-474-1407 or Click Contact UCMA and we’ll reach out to you.
Our expert team understands the stress and uncertainty you face and is dedicated to providing clear, reassuring guidance every step of the way.
Why Choose United Capital Mortgage Assistance
25+ Years of Experience: We have been successfully resolving mortgage delinquencies since 1997. We know exactly what your mortgage lender requires for a successful modification.
Foreclosure Prevention Expertise: Our sole focus is keeping you in your home. We analyze your financial situation to present the strongest possible case to your lender.
Full-Service Representation: From the initial application to the final signature, we handle the paperwork, the phone calls, and the negotiations so you can focus on your family.
Peace of Mind: Knowing that UCMA handles the entire application process for you, from beginning to end, ensuring every detail is accurate to maximize your chances of stopping foreclosure, keeping your family in your home helps give you peace of mind.
No Bankruptcy Required: You don’t have to file for bankruptcy to save your home from foreclosure. We provide the expert negotiation needed to reach a sustainable agreement with your mortgage lender.
Comprehensive Foreclosure Prevention and Loan Modification Services
Your home is our priority. We specialize in helping homeowners stop foreclosure and retain ownership. Our experts will provide a detailed analysis of your situation to identify the specific loan modification assistance available to you. We walk you through every step of the foreclosure prevention process, explaining how to stabilize your mortgage payments and will utilize every available option to help you keep your home and restore your financial future.
Our Proven 5-Step Home Retention Process
1. Free Eligibility Review & Consultation: We start with a confidential, no-obligation assessment to see if you qualify for a loan modification, repayment plan or forbearance agreement. We identify the best “home retention” path for your specific situation.
2. Your Personalized Action Plan: Once qualified, we build a strategic roadmap designed to stop the foreclosure clock and present the strongest possible case to your mortgage servicer.
3. Professional Document Preparation: Lenders often deny help due to paperwork errors. We identify every required document and handle the preparation and submission to your servicer to ensure your application is fully-packaged and submission-ready without delay.
4. Expert Lender Negotiation: You don’t have to talk to the bank alone. Our team advocates directly with your servicer’s loss mitigation department to secure the most affordable monthly payments and favorable terms available.
5. Dedicated Follow-Through: We continually track your file, from submission to your final signature. We don’t just wait for the bank to call; we follow up with them regularly to hold your servicer accountable. Our team ensures your file moves through the system as quickly as possible, providing you with a clear timeline and constant updates.
Contact Us
How We Can Help
United Capital Mortgage Assistance offers a full suite of foreclosure-prevention services tailored to your needs:
Foreclosure Suspension: Immediately begin to suspend any further foreclosure action while a modification is under review.
Financial Analysis: We structure your financial package to meet Select Portfolio’s specific debt-to-income (DTI) requirements for modification approval.
Negotiation: We fight for terms that actually make sense for your budget—including term extensions (up to 40 years), interest rate reductions, or principal deferment.
Communication Management: We handle the hours of hold times, faxes, and follow-ups so you can focus on your life.
Have Questions Or Recently Denied?
Take control of your mortgage situation. Contact United Capital Mortgage Assistance at 
1.800.474.1407 for a Free Consultation or Click Contact UCMA or Apply Online and you will hear back from us within hours.
- United Capital Mortgage Assistance has been referred by
- Non-profit organizations, credit counseling agencies, mortgage servicers, clergymen, attorneys, mortgage brokers, past clients and others.
Why do so many refer United Capital Mortgage Assistance to help stop foreclosure? They know, with UCMA, homeowners keep their homes.
Official Government Foreclosure Help
If you need additional assistance or verification of your rights, these government agencies provide critical resources:
Consumer Financial Protection Bureau (CFPB): Mortgage Help Page
FHA (HUD): FHA Loss Mitigation & Foreclosure Help
Veterans Affairs (VA): VA Mortgage Help & Foreclosure Avoidance
Stop the Stress. Start the Solution.
Call 1.800.474.1407 and receive your Free, No Obligation Foreclosure Prevention Consultation or click Contact UCMA or Apply Online and you’ll hear right back from us.
Visit our Blog for detailed guidance – Click Here.
We Don’t Leave You Guessing
Loan Modification Updates You Can Count On
Client-Focused Communication: We continually update all clients on the progress of their loan modifications and foreclosure prevention efforts.
End-to-End Guidance: During the loan modification process, our expert staff will keep you informed at every stage, ensuring you know what’s happening with your mortgage account at all times.
Every step is backed by our proven process, giving you clarity, confidence, and a clear timeline of what to expect and when to expect it.
Real Client Success Story
“They got in touch with my lender, played hardball and stopped my foreclosure. I am so grateful for the great people at UCMA. The relentless help was a God send.” — J.C., Wyoming — Read more Client Success Stories.
Ready To Get Started?
Don’t Wait! Call 1-800-474-1407 for Your Free Action Plan or Click Contact UCMA or Apply Online and we’ll reach right back out to you.
UCMA has helped homeowners nationwide stay in their homes since 1997. Our reputation for honest service, expertise and successful outcomes makes us the go-to choice for your loan modification help.
States We Serve In
- Northeast & Mid-Atlantic: Washington DC, Maryland, Delaware, Pennsylvania, New Jersey, New York
- South & Southeast: West Virginia, Virginia, Georgia, South Carolina, North Carolina, Alabama, Mississippi, Tennessee, Florida
- Midwest: Illinois, Ohio, Michigan, Wisconsin, Iowa, Nebraska, Missouri,
Minnesota, North Dakota, South Dakota - Mid-South & Plains: Kentucky, Tennessee, Arkansas, Oklahoma, Kansas, Nebraska, Louisiana, Texas
- Mountain & Western: Montana, Colorado, Utah, Idaho, Arizona, New Mexico, Oregon, Wyoming, Nevada
- New England & Upper Midwest: Maine, Minnesota, Vermont, Massachusetts, Rhode Island
We offer foreclosure help and have helped homeowners get back on track and keep their homes with the following lenders.
- AmeriHome Mortgage
- Bank of America
- BankUnited
- BSI Financial
- Carrington Mortgage
- Cenlar
- Chase
- CitiMortgage
- Citizens Bank
- Dovenmuehle Mortgage
- Fay Servicing
- Fifth Third Bank
- First Financial Bank
- First Horizon
- FlagStar Bank
- Franklin Savings Bank
- Freedom Mortgage
- Gateway Mortgage Group
- Guild Mortgage
- Horizon Bank
- iServe Residential Lending
- iServe Servicing
- Lakeview Loan Servicing
- LoanCare
- M&T Bank
- MGC Mortgage
- Midland Mortgage
- Mr. Cooper
- Newrez
- Ocwen Loan Servicing
- Onity Group
- Pennymac
- PHH Mortgage
- Plant Home Lending
- PNC Mortgage
- Regions Mortgage
- Rocket Mortgage
- RoundPoint Mortgage Servicing
- Rushmore Servicing
- Select Portfolio Servicing
- Shellpoint Mortgage Servicing
- SN Servicing
- Specialized Loan Servicing
- Truist
- US Bank
- Wells Fargo
- Disclaimer: United Capital Mortgage Assistance (UCMA) is a private company and is NOT associated with the government, any government agency or any mortgage lender/servicer. UCMA is NOT a law firm and does not provide legal advice. All claims of success are based on past results and are not a guarantee of future outcomes.