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Welcome!

Frequently Asked Questions

1. What can UCMA do to stop foreclosure and help us keep our home?
UCMA can help you stop foreclosure, stabilize your mortgage situation and help you get back on track, while helping you create a financial budget within your means to help you stay on track.

UCMA has negotiated on FHA, VA and Conventional type loans and has received literally thousands of Loan Modifications and Restructured Payments for our client on both Adjustable Rate and Fixed Rate Mortgages since 1997.

With a little cooperation from you, UCMA can help you protect your home, your assets and your credit without borrowing additional money, without filing for bankruptcy. If you can afford your home, UCMA can help you get caught and help you keep your home.

2. What experience and credentials does UCMA have?
UCMA is one of the oldest and most experienced Foreclosure Prevention Companies in America today. Since January 1997 - We at UCMA Stop Foreclosure. We DO NOT buy homes, we DO NOT sell homes, we DO NOT invest in homes, we DO NOT refinance homes, we ARE NOT jacks of all trades and masters of none. WE DO Stop Foreclosure and UCMA CLIENTS DO Keep Their Homes - WE ARE - Foreclosure Prevention Experts.

United Capital Mortgage Assistance has been referred by the local chapters of the United Way and American Red Cross, along with numerous other non-profit organizations, credit management companies, mortgage brokers, local attorneys and clergymen, past clients and others. Why do so many refer UCMA? Because they know, for thirteen (13) years UCMA has been helping people keep their homes.

UCMA is a Proud Member of the OnLine Business Bureau with no complaints and a perfect record. Please, click on their Logo to the left.

Several local newspapers have written articles describing UCMA's foreclosure prevention expertise (to view - please click on "UCMA in the News" in our menu). In addition, past clients have provided us numerous personal testimonials stating how happy they were with UCMA for helping them save their homes.

UCMA experts have successfully negotiated literally thousands of cases with program administrators through out the Country, thus allowing UCMA clients to get caught up and back on track with their mortgage payments.

3. Can UCMA help even after my lender's attorneys are involved?
In most cases, YES. UCMA has helped, literally, thousands of clients in the past thirteen (13) years resolve their mortgage difficulties and them get back on track with their mortgages, even after the mortgage lender's attorneys have become involved (this of course is contingent upon how far in the foreclosure process you currently are).

4. My lender told me I must pay them all the money I am behind or they will do nothing for me. Can UCMA still help me?
UCMA has gotten literally thousands of clients into nationally recognized "Mortgage Assistance Programs" to get them caught up and back track with their mortgage even after their mortgage lender insisted on all back payments or nothing. Once UCMA can demonstrate that you can once again afford your home, with our negotiating skills, we are confident we can get you into a "Mortgage Assistance Program" to get you caught up and back on track with your mortgage.

5. What happens after I become a UCMA client?
After you become a UCMA client, UCMA notifies your mortgage lender and any attorneys that may be involved of our assistance and requests specific information from them to immediately begin the process of resolving your mortgage difficulties and stopping your foreclosure.

UCMA creates a Proposal For Reinstatement that's in accordance with the guidelines of your particular mortgage lender and then begins the negotiating process on your behalf.

UCMA will update you throughout the entire foreclosure prevention process, this way you will know exactly what is happening every step of the way. Just timely supply us with a few pieces of information, keep lines of communication open, save your mortgage money and UCMA does the rest.

And should you have any questions or concerns at any time throughout the Foreclosure Prevention-Default Resolution process, just call us at 1.800.474.1407

6. What if I can not afford my home, what can UCMA do to help me then?
If you presently can not afford your home, but would still like to try to KEEP your home, UCMA will offer proven techniques to help you increase your income, decrease your expenses or both. As well, if you are behind on credit cards and/or other unsecured debt, UCMA will guide you to national non-profit credit management organizations that specialize in lowering your monthly payments on the unsecured debt you may have. These are some of the largest and most credible credit management organizations in the nation. If you feel that you can not afford your home and would like to SELL your home, we suggest that you contact your mortgage lender and request information on any Pre-Foreclosure Sale, Quick Sale or Short Sale Programs they may offer. These type of programs are designed to allow you to sell your home before a foreclosure sale has taken place.

Contact UCMA Today and See How the "Real Experts" Stop Foreclosure.
Your FREE Consultation with UCMA's Resolution Experts is ALWAYS CONFIDENTIAL