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Ohio Foreclosure Law

If you are in foreclosure in the state of Ohio, we help stop foreclosure in Ohio. If you would like to keep your home and avoid foreclosure, UCMA has been helping homeowners stop foreclosure since 1997. For additional information, please click on our Home page, thank you.

Avoid Ohio Foreclosure - Quick Facts

- Judicial Foreclosure Available: Yes
- Non-Judicial Foreclosure Available: No
- Primary Security Instrument: Mortgage
- Timeline: Typically 150 days
- Right of Redemption: Yes
- Deficiency Judgments Allowed: Yes

In Ohio, lenders may foreclose on a mortgage in default by using the judicial foreclosure process.

Judicial Foreclosure

At some point prior to the scheduled date of foreclosure, an appraisal of the property must be made by three disinterested freeholders of the county. A copy of the appraised value must be filed with the court clerk and the property must be offered for sale at a price of not less than two-thirds of said value.

The sale may not take place until the notice of sale has been published once a week for three (3) consecutive weeks in a newspaper of general circulation in the county in which the property is located. The sheriff will conduct the sale at the courthouse and the property will be sold to the highest bidder.

Lender's may obtain a deficiency judgment and the borrower may redeem the property at any time before the court confirms the foreclosure sale by paying the amount of the judgment, plus costs and interest. How to stop foreclosure in Ohio.

More information on Ohio foreclosure laws.

Stop foreclosure and get foreclosure help in Ohio and in cities of Akron, Canton, Cincinnati, Cleveland, Cleveland Heights, Columbus, Cuyahoga Falls, Dayton, Elyria, Euclid, Fairfield, Hamilton, Kettering, Lakewood, Lorain, Mansfield, Mentor, Middletown, Newark, Parma, Springfield, Strongsville, Toledo, Warren, Youngstown and in the surrounding cities in Ohio.